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Title research plays an important role in underwriting SBA loans to ensure properties are free from any legal encumbrances and fully meet funding requirements. AFX Research specializes in providing SBA-compliant title reports faster, more accurately, and in greater detail than ever before. As one of the major title search companies, we focus on everything from small business title searches and verification of loan collateral to title insurance for loans. Our goal is to provide service and support to businesses, lenders, and government agencies across the country.
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Our Products Overview

At AFX Research, we provide thorough land records reporting, including Current Owner Searches to verify ownership and encumbrances, Chain of Title Reports to trace ownership history, and Environmental Lien Reports to identify environmental claims or liabilities. With fast turnaround times and nationwide coverage, we ensure accurate and reliable title research for your real estate needs.

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Includes everything in the Platinum search, plus additional insights | 12-72 hour turnaround

This enhanced search offers a deeper dive into the property's history and relevant legal documents.

  • Property History: Information on one previous owner, including the transfer record and deed type (e.g., warranty, quit-claim, corporate).
  • Document Copies: Full copies of all relevant documents, such as mortgage papers, lien records, and easements for the current owner.
  • Comparable Sales: A list of similar properties in the area recently sold, showing the sales price, date, and square footage.
  • Fully Abstracted Title Document: A professionally abstracted title search document suitable for attorneys, title companies, and real estate investors.

Available in any state | 12-72 hour turnaround

Our Platinum search provides an in-depth examination of the title records to ensure full transparency and accuracy.

  • In-Person Records Search: We conduct a thorough search of official property records, including current ownership and any encumbrances such as liens and judgments.
  • Liens & Judgments: We provide a detailed list of recorded liens, tax certificates, and other claims against the property.
  • Current Owner Information: Identification of the property owner(s), including the ownership structure (e.g., joint, individual, trust).
  • Purchase Price and Date: We disclose the price the current owner paid for the property, along with the seller’s details and deed documentation.
  • Mortgage Information: Details of any open mortgages, including lender names, amounts, and dates.
  • Current Deed Copy: A full copy of the deed showing conveyance and all current liens, mortgages, and recorded documents.
  • Legal and Vesting Description: A typed legal description of the property with an official county stamp of recording.

Available in any state | 12-hour turnaround

This service provides a quick and concise ownership verification report.

  • Current Owner: Identification of the current owner(s) of the property.
  • Purchase Price and Date: Details on the price paid by the current owner, seller information, and deed documentation.
  • Property Details: Includes a brief legal description, APN#, and parcel information.

We retrieve the most recent vesting deed for the property, providing the following:

  • Deed Copy: A copy of the latest deed filed with the county, including recording stamps.
  • Current Owner Information: Identifies the current owner(s) and ownership structure (e.g., joint, individual, trust).
  • Full Legal Description: Includes a complete legal description of the property.

Our team at AFX Research is committed to providing reliable, fast, and thorough title research services to meet all your property needs. Reach out today to get started with your property search!

Full Search Guarantee

If we make a substantial error in your full search results (electronic searches not included), we'll refund the search cost, up to $160. Just notify us of the suspected error within 21 days of your order, and if we verify it in county records, we'll refund your payment.

Guarantee Limitations

  • Only applies to substantial errors like missing liens, deeds, or mortgages that are correctly recorded and indexed in county property records directly against the current property owner.
  • Excludes errors due to incorrect indexing by the county/city (e.g., misspelled names, dates prior to the deed).
  • The claimed record must have a matching property legal description and exist in county property records.
  • Excludes attached or indirect records, and records from other offices.
  • Excludes typographical errors, tax status, minor issues (plat maps, comparable sales, document numbers, zoning), and residential properties.
  • Refund reviews may involve contacting the property owner or occupants.
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